Bankruptcy Lawyer in the San Fernando Valley
Permanently Discharge Debts under Chapter 7
If you are struggling to pay your bills, a Chapter 7 bankruptcy petition can help you permanently discharge some of your debts and get a fresh financial start. Filing bankruptcy will provide you with immediate relief, as it will stop creditor harassment and foreclosure proceedings.
At the bankruptcy Law Offices of Michael Poole, in Los Angeles, California, we protect the rights of people in Chapter 7 filings. We understand the emotional challenges that come with a bankruptcy filing and work hard to be accessible when you need us. When you hire us to handle your Chapter 7 bankruptcy, you will work with our attorney at all times.
Contact our office or call us at 818-892-5000 (toll-free 800-856-7421) to set up an appointment for a free initial consultation.
Our Chapter 7 Bankruptcy Practice
In a Chapter 7 bankruptcy proceeding, you are allowed to permanently discharge some of your debts in exchange for the sale of certain assets. When you file, an automatic stay goes into effect, prohibiting your creditors from calling, writing or taking any other action to collect the debt. A Chapter 7 bankruptcy can stop wage garnishments, collection attempts or the enforcement of a judgment against you.
Under the recent revisions to the federal bankruptcy laws, you must now qualify to file under a Chapter 7 bankruptcy petition by submitting to a "means test." We will walk you through the means test, and if you qualify, we will prepare and file all the paperwork to complete your Chapter 7 filing. We will carefully explain which debts can and cannot be discharged, as well as which assets can be protected, before you file, so that you know the benefit you will receive.
Once your petition has been filed, we will act as your advocate in all meetings or hearings with creditors, the trustee or the bankruptcy court. As a general rule, once your petition is filed, your bankruptcy can often be completed within 3 months.
Contact the Law Offices of Michael Poole
We offer a free initial consultation in all Chapter 7 bankruptcy filings. Contact us online or call us at 818-892-5000 (toll-free 800-856-7421) to schedule an appointment. We are available to meet with you weekdays, between 8:30 am and 5 pm. We maintain four convenient locations, but will travel to meet with you if necessary.