Lawyer in the San Fernando Valley
Helping You Look at Alternatives to Bankruptcy
If you are struggling to meet your financial obligations, but you do not want to file for bankruptcy, an experienced attorney can help you examine your options. You may be able to stop harassing calls or threatening letters, even foreclosure proceedings, without the consequences of a Chapter 7 or Chapter 13 bankruptcy filing.
At the Law Offices of Michael Poole, in Sherman Oaks and Orange, California, we have worked with individuals throughout the San Fernando Valley. Since 1986, we have been helping people find ways to get debt under control without filing for bankruptcy protection.
We understand the stress and anxiety you can feel when struggling to pay your bills. We will provide you with a high level of personal service and attention at all times. When you hire us, you will always work directly with attorney Poole. To arrange a free initial consultation, contact our office online or call us at 818-924-2479 (toll-free at 888-342-4074).
Working with Clients to Find Bankruptcy Alternatives
We work closely with individuals and families to identify and implement alternatives to bankruptcy, including:
- Negotiation of debt outside of bankruptcy: In many situations, we can work directly with your creditors to establish new payment arrangements. This can be a more attractive option to your creditors than forcing you into bankruptcy.
- Loan modification: If you have secured or unsecured loans, we can help you negotiate new terms, including interest rates and number of payments. We can also help you get penalties and interest waived or financed into the principal amount.
- Short sales: If you are behind on your mortgage, we can help you sell the property for the current market value and get your bank to waive any additional amounts due.
In some instances, your best course of action may be to do nothing (continue doing what you have been doing). However, before you choose this strategy, you should talk to an experienced attorney.
Contact Us
We offer a free initial consultation to all clients. To set up an appointment to discuss bankruptcy alternatives, contact us online or call us at 818-924-2479 (toll-free at 888-342-4074). Our offices are open Monday through Friday, from 8:309 am until 5 pm. We have two convenient locations, but will also travel to meet with you under certain circumstances.